Benefit Builder: Making Your Plan Elections

The Benefit Builder is where you finalize decisions for each benefit line in your RFP. Once your quotes are in and you’re ready to choose what the group will actually implement, this is the page where everything comes together.

Review your current benefits

At the top of the Benefit Builder, you’ll see each benefit type that exists in the RFP—typically medical, dental, vision, and any others included.

You’ll also see which lines the group currently offers and which ones they don’t.

Build your election scenario

Each benefit type has its own election column. This is where you decide what happens next.

You can:

• Elect a new plan from the market response
• Renew the incumbent
• Mark a line as No Purchase if the client chooses not to add it
• Undo an election if the client changes direction

When you elect a plan, it moves into the election column—think of it like adding it to your shopping cart. Nothing is final until you lock it in.

Mark plans as In Force

Once you’ve made your final election for a benefit type, choose Mark In Force.

This does two important things:

1. Pushes the elected plan back into the employer’s main Plans list
2. Creates the correct future renewal date (for example, a 1/1/25 election will renew to 1/1/26 unless you adjust for a two-year rate guarantee)

You’ll repeat this step for each benefit line until every election has been confirmed.

What happens after the elections are complete

When all lines have been marked In Force:

• The new or renewed plans appear under the Plans section of the employer profile as current or future plans.
• The RFP automatically moves to the History tab, since all decisions for that RFP have been finalized.
• Any active RFPs still requiring decisions remain in the Active list.

This keeps your employer profile clean: active RFPs are still in progress, while completed ones are stored neatly in History.