Plansight is built around one simple loop: current plans → market → decision → new plans.
Current plans live on the employer profile
Every employer has a set of plans that represent what's in force today, along with effective and renewal dates.
Renewal starts with a marketing event
When it's time to renew, you go to the market for alternatives. That creates an RFP and a presentation tied to the employer.
Quotes flow in and turn into usable data
Carriers upload quotes directly. Plansight uses AI to pull key info from the quote documents and organize it so you can compare options.
The presentation builds automatically
As quotes arrive and you adjust census or contributions, Plansight updates the presentation and comparison spreadsheets in real-time.
Elections create the next plan year
Once you pick the winning plans, you elect them and mark them as in force. Those elections become the new current plans for the next effective date.
History stays connected
Old plans roll into history, and the newly elected plans become the starting point for the next renewal cycle.
That's the full renewal cycle: plans → market → compare → elect → repeat.
Common Questions
- How does the renewal process work in Plansight? The cycle starts with in-force plans on the employer profile, moves through an RFP and market process, and ends with elected plans becoming the new current plans for the next effective date.
- What happens after I elect plans in Plansight? Elected plans are marked in force and become the starting point for the next renewal cycle. Prior plans roll into history.
- How do current plans connect to the RFP? The RFP is created directly from the employer profile and is tied to the employer's existing in-force plans and effective dates.
- Where do old plans go after a renewal? They roll into history and remain accessible, but the newly elected plans take over as the current in-force plans.
- How do elected plans become the new in-force plans? Once you elect the winning plans and mark them in force, Plansight assigns them to the next effective date and carries them forward as the new current plans.
- Does Plansight build the presentation automatically during renewal? Yes — as quotes arrive and you adjust census or contributions, the presentation and comparison spreadsheets update in real-time.
- How do carrier quotes flow into the renewal process? Carriers upload quotes directly through a secure link. Plansight AI reads the documents, extracts plan data, and organizes it for comparison.
- Do I have to manually update plans after an election? No — electing plans and marking them in force is all Plansight needs to carry the new plans forward into the next cycle.
- How do I model contributions during the renewal process? You adjust census and contribution assumptions directly in the RFP, and the presentation updates in real-time to reflect the changes.
- Where do I find historical RFPs after a renewal is complete? Historical RFPs stay connected to the employer profile, so past renewal activity is always accessible from one place.
- How do comparison spreadsheets get updated in real time? As quotes come in and you make adjustments to census or contributions, Plansight recalculates and refreshes the comparison spreadsheets automatically.